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Travelling overseas for business, pleasure, or other pursuits is an incredibly exciting endeavor filled with new experiences. Unfortunately, these experiences can sometimes include situations of various kinds where you may need money or other types of assistance.
These situations are usually covered by travel insurance, but many people travel for extended periods of time without these policies in place. (For more information on travel insurance http://www.smartraveller.gov.au/… ) Often times the budget of a trip and related expenses is cost enough; travel insurance seems like an unneeded luxury.